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Financial Aid For Single Mothers
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Article on Financial Aid For Single Mothers
With costs spiraling upwards and the economy going south, it is difficult for a family to meet day to day expenses. Imagine what it must be like for a single mother coping with not just the daily needs of her children, but running the house, managing medical expenses, and looking after her own education and professional development in the process. In very simple words, life is tough for a single mom, and that’s putting it really mildly.
Government Steps in With Financial Aid for Single Mothers
Did you know that of all the women going through the process of divorce, only 15% manage to get spousal support awarded by the court? Of those who do, 34% barely ever get what is promised to them. In addition, 50% of the women claiming child support do not get the full amount due to them. Keeping these figures in mind, the government offers financial aid for single mothers. Although the screening procedure for landing these aids is pretty stringent, qualifying for one means financial help for various needs, such as housing, education for the single mother, food coupons, daycare charges, and even aid to cover rent.
Temporary Assistance to Needy Families
The US Department of Health and Human Services' Administration for Children and Families has designed the Temporary Assistance to Needy Families (TANF) Program with the purpose of providing cash benefits every month for shelter, food, clothing, and any other essentials. An American family where both the parents don’t live in the same house can apply for aid under TANF. This works out to be a great financial aid for single mothers, provided their children are under 19 years of age. The assistance provided by TANF is for limited for only a specific period of time, which is 5 years.
Women, Infants and Children Program
Aid under the Women, Infants and Children (WIC) program can be sought by pregnant women, those who’ve recently given birth, or those with children below the age of 5. Women applying for this form of help have to be under the Federal Poverty Level (FPL). In addition, a qualified health professional has to declare them “lacking in nutrition.” Women who are eligible for aid get food coupons and checks to buy nutritious and healthy food.
Aid for Education
When it comes to educational grants, there are very few that are designed specifically to offer financial aid to single mothers. However, that does not mean that they do not have any avenues to discover. The Federal Pell Grant, for instance, caters to all individuals who have financial constraints and a single mother can also apply for the Pell Grant in order to get through college. Then, there’s the Federal Supplemental Educational Opportunity Grant (FSEOG) which is designed to help out undergraduates. And, for students who are already studying full-time in a school and are in their 1st or 2nd year there is the Academic Competitiveness Grant (ACG).
The government has designed more than 900 different grants to provide financial aid for single mothers. With a little bit of hard work and investigation, it is possible to land one that is tailored to your requirements.
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